Uncategorized Archives - Living Room Real Estate

Hannah & Brandon are happy in Edgewater

Hannah & Brandon, Edgewater
Kassidy Benson, Buyer Representative
Read their client testimonial here

Welcome to Athmar Park – Lauren & Forrest

Lauren & Forrest, Athmar Park
Kassidy Benson, Buyer Representative
https://www.zillow.com/homes/579-S-Quivas-Street,-Denver-CO-80223_rb/13357205_zpid/

HAPPY HOUR – June 14th at Plimoth in Skyland

Mark your calendar. I hope you can make it!

Meet at the local watering hole and learn the neighborhood characteristics, market stats and amenities.
After a drink, we will look at one or two houses for sale in the neighborhood.

HAPPY HOUR!
Thursday, JUNE 14th at 6PM
Plimoth, 2335 E 28th Ave, Denver, CO 80205
in Denver’s Skyland neighborhood.

Denver’s Farmers Markets

A great way to get out and get a feel for the different neighborhoods is to check out the local neighborhood Farmer’s Markets. These are my favorite farmer’s markets around Denver.
Cherry Creek Fresh Market

Saturdays, May 4th – Oct 26th 8AM- 1PM
Wednesdays, June – Sept 25th 9AM 1PM

Union Station Market
Saturdays, May 11th – Oct 26th 9AM- 1PM

South Pearl Street Farmers Market
Saturdays, May 19th – Nov 17th 9AM- 1PM

RiNo Fresh Market
Saturdays, June 15–Oct. 12, 2019 9AM–1 PM

Highlands Square Farmers Market
Sundays, June 2–Sept. 29, 2019, 9AM– 1PM

City Park Fresh Market
Sundays, June 2–Oct. 27, 2019, 9AM –1PM

5280 Magazine – “Fortune Teller’s Guide to Denver Real Estate”

I was honored to be chosen to be part of 5280s “Fortune Teller’s Guide to Denver Real Estate”. Taylor and I sat down to go thru the issue and give you our predictions for Denver’s market. We will be posting a series of videos in the upcoming days so make sure you come back to see them all.

LUNCH & LEARN

Thank you to everyone who came and made the LUNCH & LEARN such a success. If your company would like to host a similar event PLEASE REACH OUT TO ME. It is a great presentation to learn about the Denver market, first-time real estate investments and home ownership. I look forward to scheduling an event with you soon.

*MORE dETAILED information about what LUNCH and LEARN will teach you.

Cancel your Private Mortgage Insurance

If you purchased your home with less than 20% down, you may be paying PMI. PMI is usually required by lenders because with less than 20% down you are considered a risky buyer more likely to default. In Denver, prices have gone up significantly the last two years. In May 2016 the average sales price was $451,429 and in May of this 2018 that jumped $89,195 to $540,624. A 20% down payment would have been $90,285 in 2016 and $108,124 in 2018. That is a lot of money!!

Many millennials were smart, they jumped into the market with 5-10% down conventional loans.

Once your loan to home value reaches 80%, you can contact your mortgage company to cancel your PMI. They will not identify this, so you will have it initiate the change. Each mortgage company is different, but there should be a place on their website to request to cancel your PMI. Once you initiate the process, they will require an appraisal ($700) or a broker price opinion ($100) to verify your home’s value before they drop the PMI.

Unsure of your homes value? Please contact me for a free broker’s price opinion before you pay for an appraisal to make sure you are eligible to drop your PMI.

Example

10% down loan ’16 = $406,287 -> Loan balance ’18 = $400,000,
Purchase price ’16 = $451,429 -> Value of home ’18 = $540,624

= 75% loan to value in 2018 for the average home in Denver purchased in 2016

FHA

If you purchased your home using an FHA loan with 3.5% down, you are required to pay PMI for the life of the loan. If you put 10% down, your PMI will drop off after 11 years for FHA loans. This is a huge disadvantage of purchasing using FHA financing.

Refinance

Another way to drop PMI is to refinance. However, interest rated have gone up from about 3.75% in May 2016 to 4.75% in May 2018. Due to the 1% increase in interest rate, it does not make sense for most people to refinance right now.

Purchasing with less than 20% down

If you are considering purchasing a home, but are waiting until you have 20% down… STOP. As you can see, home values are appreciating quicker than you could possibly save money for a down payment. Jump in now! You may have to pay PMI for a few years, but as you can see above it can be cancelled when your home value increases.

$400,000

1979 Jay Street Lakewood, Colorado

3 Beds 2 Baths 1,144 Sq Ft 0.150 Acres

Active Listing courtesy of COLDWELL BANKER RESIDENTIAL 24

$400,000

1425 S Jay Street Lakewood, Colorado

5 Beds 2 Baths 2,184 Sq Ft 0.150 Acres

Active Listing courtesy of inMotion Group Properties

$400,000

3507 N Jackson Street Denver, Colorado

3 Beds 2 Baths 1,297 Sq Ft 0.110 Acres

Active Listing courtesy of Porchlight Real Estate Group

$405,000

675 S Eliot Street Denver, Colorado

4 Beds 2 Baths 1,908 Sq Ft 0.140 Acres

Active Listing courtesy of Sunrise Realty & Financing LLC

$408,000

1450 S Eliot Street Denver, Colorado

4 Beds 2 Baths 2,261 Sq Ft 0.160 Acres

Active Listing courtesy of Brokers Guild Classic

$409,900

2497 S Patton Court Denver, Colorado

3 Beds 2 Baths 2,458 Sq Ft 0.190 Acres

Active Listing courtesy of Highland Property

$414,900

1448 Depew Street Lakewood, Colorado

3 Beds 2 Baths 1,070 Sq Ft 0.140 Acres

Active Listing courtesy of Brokers Guild Classic

$415,000

2555 S Utica Street Denver, Colorado

4 Beds 2 Baths 1,463 Sq Ft 0.160 Acres

Active Listing courtesy of Berkshire Hathaway HomeServices Innovative RE

$415,000

3181 W Colorado Avenue Denver, Colorado

4 Beds 2 Baths 2,084 Sq Ft 0.160 Acres

Active Listing courtesy of Brokers Guild Classic

$417,000

365 S Locust Street Denver, Colorado

3 Beds 2 Baths 1,660 Sq Ft 0.160 Acres

Active Listing courtesy of TRELORA

$417,347

3699 Dahlia Street Denver, Colorado

3 Beds 2 Baths 2,280 Sq Ft 0.090 Acres

Active Listing courtesy of HomeSmart Realty Group

$419,000

2377 S Lincoln Street Denver, Colorado

3 Beds 2 Baths 1,032 Sq Ft 0.110 Acres

Active Listing courtesy of Brokers Guild Classic

$419,900

1080 S Leyden Street Denver, Colorado

3 Beds 2 Baths 1,798 Sq Ft 0.150 Acres

Active Listing courtesy of Grace & Company

$420,000

1371 S Vallejo Street Denver, Colorado

3 Beds 2 Baths 2,054 Sq Ft 0.140 Acres

Active Listing courtesy of J.Z. Realty

$420,000

1981 S Wolff Street Denver, Colorado

4 Beds 2 Baths 1,726 Sq Ft 0.140 Acres

Active Listing courtesy of J to Z Realty, LLC

$425,000

33 S Chase Drive Lakewood, Colorado

4 Beds 2 Baths 2,164 Sq Ft 0.200 Acres

Active Listing courtesy of Brokers Guild-Cherry Creek Ltd.

$425,000

1334 S Benton Street Lakewood, Colorado

4 Beds 3 Baths 2,496 Sq Ft 0.140 Acres

Active Listing courtesy of Signature Real Estate Corp.

$425,000

2247 Harlan Street Edgewater, Colorado

6 Beds 3 Baths 2,222 Sq Ft 0.230 Acres

Active Listing courtesy of LIVE URBAN REAL ESTATE

$429,900

1805 S Yuma Street Denver, Colorado

4 Beds 3 Baths 2,038 Sq Ft 0.140 Acres

Active Listing courtesy of Maxim Properties Inc

$430,000

370 S Clay Street Denver, Colorado

4 Beds 2 Baths 2,262 Sq Ft 0.140 Acres

Active Listing courtesy of J.Z. Realty

$434,900

15 S Chase Drive Lakewood, Colorado

4 Beds 2 Baths 1,850 Sq Ft 0.250 Acres

Active Listing courtesy of MAES & COMPANY REALTORS INC.

$435,000

2436 S Galapago Street Denver, Colorado

4 Beds 2 Baths 1,788 Sq Ft 0.140 Acres

Active Listing courtesy of Capital Investment Realty

$439,900

8133 W 18th Avenue Lakewood, Colorado

4 Beds 2 Baths 1,938 Sq Ft 0.230 Acres

Active Listing courtesy of Atlas Real Estate Group

$440,000

3001 S Logan Street Englewood, Colorado

2 Beds 2 Baths 1,874 Sq Ft 0.140 Acres

Active Listing courtesy of Keller Williams Advantage Realty LLC

$440,000

305 Newland Street Lakewood, Colorado

5 Beds 3 Baths 3,131 Sq Ft 0.190 Acres

Active Listing courtesy of Go Real Estate Company

$445,000

410 S Newland Street Lakewood, Colorado

5 Beds 2 Baths 2,493 Sq Ft 0.210 Acres

Active Listing courtesy of BlueMatch

$447,000

1145 S Eaton Court Lakewood, Colorado

5 Beds 3 Baths 2,536 Sq Ft 0.140 Acres

Active Listing courtesy of Brokers Guild-Cherry Creek Ltd.

$449,000

3720 Harlan Street Wheat Ridge, Colorado

3 Beds 2 Baths 1,393 Sq Ft 0.150 Acres

Active Listing courtesy of Keller Williams Realty Success

$449,000

2901 S Bannock Street Englewood, Colorado

4 Beds 2 Baths 1,428 Sq Ft 0.150 Acres

Active Listing courtesy of LIV Sotheby's International Realty

$449,900

1330 S Ivanhoe Way Denver, Colorado

3 Beds 2 Baths 1,936 Sq Ft 0.230 Acres

Active Listing courtesy of HomeSmart Cherry Creek

$449,900

1645 S Jackson Street Denver, Colorado

3 Beds 2 Baths 1,474 Sq Ft 0.140 Acres

Active Listing courtesy of Coldwell Banker Residential 14

$449,990

1221 Bruce Randolph Avenue Denver, Colorado

3 Beds 2 Baths 1,387 Sq Ft 0.070 Acres

Active Listing courtesy of HomeSmart Realty Group

$450,000

1875 Jay Street Lakewood, Colorado

4 Beds 2 Baths 2,112 Sq Ft 0.240 Acres

Active Listing courtesy of CJV Real Estate

$450,000

6125 W Florida Avenue Lakewood, Colorado

4 Beds 2 Baths 2,184 Sq Ft 0.170 Acres

Active Listing courtesy of eXp Realty, LLC

$450,000

2610 S Gilpin Street Denver, Colorado

3 Beds 2 Baths 1,440 Sq Ft 0.140 Acres

Active Listing courtesy of Colorado and Company Real Estate, Inc

$454,900

403 Julian Street Denver, Colorado

4 Beds 3 Baths 1,350 Sq Ft 0.140 Acres

Active Listing courtesy of Keller Williams Realty Downtown LLC

$465,000

1884 S Fairfax Street Denver, Colorado

3 Beds 2 Baths 1,792 Sq Ft 0.140 Acres

Active Listing courtesy of Edelweiss Realty

$465,000

1280 S Fairfax Street Denver, Colorado

4 Beds 2 Baths 1,446 Sq Ft 0.160 Acres

Active Listing courtesy of GRAUE-SMITH AND ASSOC

$465,000

2666 S Downing Street Denver, Colorado

3 Beds 2 Baths 1,345 Sq Ft 0.150 Acres

Active Listing courtesy of HomeSmart Cherry Creek

$465,000

3254 S Washington Street Englewood, Colorado

3 Beds 2 Baths 1,700 Sq Ft 0.140 Acres

Active Listing courtesy of eXp Realty, LLC

$469,000

2581 S Vrain Street Denver, Colorado

4 Beds 2 Baths 1,894 Sq Ft 0.170 Acres

Active Listing courtesy of Berkshire Hathaway HomeServices Innovative RE

$469,000

1391 S Holly Street Denver, Colorado

3 Beds 2 Baths 1,374 Sq Ft 0.190 Acres

Active Listing courtesy of 8z Real Estate

$469,000

1400 S Birch Street Denver, Colorado

3 Beds 2 Baths 1,733 Sq Ft 0.150 Acres

Active Listing courtesy of RE/MAX Professionals

$469,000

2704 S Delaware Street Englewood, Colorado

4 Beds 3 Baths 2,160 Sq Ft 0.110 Acres

Active Listing courtesy of American Home Agents

$469,900

2049 S Winona Court Denver, Colorado

5 Beds 2 Baths 2,708 Sq Ft 0.150 Acres

Active Listing courtesy of Wright Realty Group LLC

$469,900

3202 W Arizona Avenue Denver, Colorado

5 Beds 2 Baths 2,000 Sq Ft 0.260 Acres

Active Listing courtesy of RE/MAX NORTHWEST INC

$470,000

1436 Knox Court Denver, Colorado

2 Beds 2 Baths 1,236 Sq Ft 0.100 Acres

Active Listing courtesy of Keller Williams DTC

$474,900

3240 N Fillmore Street Denver, Colorado

2 Beds 2 Baths 1,524 Sq Ft 0.110 Acres

Active Listing courtesy of HomeSmart Cherry Creek

$474,950

6000 W Florida Avenue Lakewood, Colorado

5 Beds 3 Baths 3,125 Sq Ft 0.260 Acres

Active Listing courtesy of Megastar Realty

$475,000

1477 Utica Street Denver, Colorado

3 Beds 2 Baths 1,834 Sq Ft 0.110 Acres

Active Listing courtesy of Keller Williams Advantage Realty LLC

City

Min Price

Max Price

Beds

Baths

Advanced Search Map Search

Hannah & Brandon are happy in Edgewater

Welcome to Athmar Park – Lauren & Forrest

HAPPY HOUR – June 14th at Plimoth in Skyland

Denver’s Farmers Markets

5280 Magazine – “Fortune Teller’s Guide to Denver Real Estate”

LUNCH & LEARN

Cancel your Private Mortgage Insurance

Many millennials were smart, they jumped into the market with 5-10% down conventional loans.

Example

FHA

Refinance

Purchasing with less than 20% down

Our Latest Listing Video

Our Mission

We pair people with the right place for a prosperous life.

Contact Us